Pre-Approved Leave a Comment / Uncategorized / By Joy Cooper The Strongest Reason Yet to be Pre-Approved There is a “risk-based” pricing adjustment for borrowers with a debt-to-income ratio over 40%, which could affect most borrowers in today’s market called the Loan Level Price Adjustment Framework. https://betterhomeowners.com/JoyCooper/2023/03/02/The-Strongest-Reason-Yet-to-be-PreApproved